Special Report, Sports, Americas

[AprpdlNuh]

Sometimes it might just be a threat of another offer. But other times a listing might get three, five or even 20 offers, Leigh says. Lower price point listings tend to have more offers, but she recently sold a home at $1.3 million that had seven offers and went 10 percent over asking price. Before you make an offer, or even start house hunting, get your money together. Prequalifying for a mortgage is not enough, especially in a seller's market. Prequalification simply means that you have spoken to a lender. Provided information about your income. Leigh says. Instead, you want to get preapproved for a mortgage, which means your lender has pulled and reviewed your credit, run your finances through an underwriting system, and has approved you for a loan, pending a contract and appraisal. In the Schiffs' case, they go even one step further and ask for credit, income, assets and tax returns from the prior two years to be included in the process.




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